Have you ever been out and about “window shopping” knowing that you shouldn’t buy that expensive new purse or that tool for the garage, but you HAVE to have it? We’ve all been there.
Although it may bring temporary happiness, impulsive purchases will harm your bank account. Check out these five tips to help you become a smart shopper!
Stop Eating Out
Dining out may be a convenience, and you may try to justify it by thinking “I only eat off the dollar menu”, but truth is, it’s killing your bank account. Even dollar menu items start racking up when you are eating out 2-3 times per day multiple times per week.
Instead, try to make a grocery store run every 1-2 weeks. Cooking at home will save a lot of money throughout the week. To help save you time, try meal prepping! There are many things that you can heat up and even take on the go if needed.
Going out every weekend and spending money on activities can get pricy! Luckily, there are plenty of free things to take advantage of.
Looking for a fun, but cheap date night? Pack a picnic and lay a blanket out at your local park or go explore a national park or local museum. Too cold to go out? Have a game night or cook a romantic dinner.
Kick Bad Habits
People have all kinds of bad habits and chances are they are sucking your bank account dry. If you drink alcohol, smoke cigarettes or have a beauty obsession and get your lash extensions filled or nails done every two weeks, chances are those things are not a NEED but a want.
To get back on your feet it is important to sit down, set a budget and really think about things that are holding you back from having a healthy bank account.
Stop Making Excuses
Of course, there are plenty of legit reasons for people to have financial setbacks. However, more people than you think make up excuses for why their financial situation is bad.
Excuses prevent you from creating life goals and achieving them. One of the hardest things to do is to hold yourself accountable to promises you made to yourself, but it is ever so rewarding once goals are reached.
First things first, STOP trying to impress others! A lot of people in this day and age feel the need to have the nicest car, the best clothing, the newest phone, the list goes on! Of course, those things are nice to have, but could you live without them?
We have heard people say things for example, “Sally has the newest iPhone so I HAVE to have it too”. Do you really HAVE to have it? I can promise you that if your friends are your true friends, they will care about you even if you don’t have the latest up to date electronics or fancy clothing.
You don’t have to go into debt to make friends or impress others. Surround yourself with people who have the same goals and mindset as you.
Contact us today and find out how we can be supportive of your life goals!
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